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  <url>
    <loc>https://ciroprep.com/en-ca/blogs/guides/cire-element-1-regulatory-framework</loc>
    <lastmod>2026-10-22T00:11:16-04:00</lastmod>
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    <image:image>
      <image:loc>https://cdn.shopify.com/s/files/1/0744/8359/7484/articles/guides-e1-main.png?v=1792642276</image:loc>
      <image:title>CIRE Element 1 explained: who regulates what in Canada?</image:title>
      <image:caption>Map of Canada with four symbols: a regulator, a market, investor protection and a complaints service</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://ciroprep.com/en-ca/blogs/guides/cire-exam-guide</loc>
    <lastmod>2026-10-30T19:18:27-04:00</lastmod>
    <changefreq>weekly</changefreq>
    <image:image>
      <image:loc>https://cdn.shopify.com/s/files/1/0744/8359/7484/articles/guides-exam-guide-main.png?v=1792642414</image:loc>
      <image:title>CIRE exam guide 2026: format, syllabus and study plan</image:title>
      <image:caption>Nine tiles for the nine CIRE elements, a question sheet and a clock</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://ciroprep.com/en-ca/blogs/guides/cire-element-7-securities-managed-products-mutual-funds</loc>
    <lastmod>2026-10-29T15:52:04-04:00</lastmod>
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    <image:image>
      <image:loc>https://cdn.shopify.com/s/files/1/0744/8359/7484/articles/guides-e7-main.png?v=1792642507</image:loc>
      <image:title>CIRE Element 7: securities, managed products and mutual funds</image:title>
      <image:caption>Symbols for shares, bonds, funds, commodities and derivatives</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://ciroprep.com/en-ca/blogs/guides/cire-element-3-scope-of-client-relationships</loc>
    <lastmod>2026-10-22T21:15:56-04:00</lastmod>
    <changefreq>weekly</changefreq>
    <image:image>
      <image:loc>https://cdn.shopify.com/s/files/1/0744/8359/7484/articles/guides-e3-main.png?v=1792718156</image:loc>
      <image:title>CIRE Element 3: scope of client relationships</image:title>
      <image:caption>A representative and a client with two account options between them / Un représentant et un client, avec deux options de compte entre eux</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://ciroprep.com/en-ca/blogs/guides/cire-study-plan</loc>
    <lastmod>2026-10-29T16:07:51-04:00</lastmod>
    <changefreq>weekly</changefreq>
    <image:image>
      <image:loc>https://cdn.shopify.com/s/files/1/0744/8359/7484/articles/guides-study-plan-main.png?v=1792718249</image:loc>
      <image:title>CIRE study plan: 30, 60 or 90 days</image:title>
      <image:caption>A calendar with a study path leading to a flag / Un calendrier avec un parcours d&apos;étude menant à un drapeau</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://ciroprep.com/en-ca/blogs/guides/cire-element-9-conflicts-of-interest-ethics</loc>
    <lastmod>2026-10-29T16:09:16-04:00</lastmod>
    <changefreq>weekly</changefreq>
    <image:image>
      <image:loc>https://cdn.shopify.com/s/files/1/0744/8359/7484/articles/guides-e9-main.png?v=1792718327</image:loc>
      <image:title>CIRE Element 9: conflicts of interest and ethics</image:title>
      <image:caption>A balance tipped toward the client rather than money / Une balance qui penche du côté du client plutôt que de l&apos;argent</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://ciroprep.com/en-ca/blogs/guides/cire-element-6-market-integrity-trade-execution-settlement</loc>
    <lastmod>2026-10-29T16:10:46-04:00</lastmod>
    <changefreq>weekly</changefreq>
    <image:image>
      <image:loc>https://cdn.shopify.com/s/files/1/0744/8359/7484/articles/guides-e6-main.png?v=1792718410</image:loc>
      <image:title>CIRE Element 6: market integrity, trade execution and settlement</image:title>
      <image:caption>An order moving through a marketplace to settlement / Un ordre qui passe par un marché jusqu&apos;au règlement</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://ciroprep.com/en-ca/blogs/guides/cire-element-2-prospective-client-relationships</loc>
    <lastmod>2026-10-29T15:52:41-04:00</lastmod>
    <changefreq>weekly</changefreq>
    <image:image>
      <image:loc>https://cdn.shopify.com/s/files/1/0744/8359/7484/articles/guides-e2-main.png?v=1793223249</image:loc>
      <image:title>CIRE Element 2: prospective client relationships</image:title>
      <image:caption>A client profile card and a checklist, illustrating client relationships</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://ciroprep.com/en-ca/blogs/guides/cire-element-4-client-complaint-handling-reporting</loc>
    <lastmod>2026-10-28T17:34:59-04:00</lastmod>
    <changefreq>weekly</changefreq>
    <image:image>
      <image:loc>https://cdn.shopify.com/s/files/1/0744/8359/7484/articles/guides-e4-main.png?v=1793223299</image:loc>
      <image:title>CIRE Element 4: client complaint handling and reporting</image:title>
      <image:caption>A complaint speech bubble leading to the scales of dispute resolution</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://ciroprep.com/en-ca/blogs/guides/cire-element-5-market-company-analysis</loc>
    <lastmod>2026-10-28T17:35:38-04:00</lastmod>
    <changefreq>weekly</changefreq>
    <image:image>
      <image:loc>https://cdn.shopify.com/s/files/1/0744/8359/7484/articles/guides-e5-main.png?v=1793223338</image:loc>
      <image:title>CIRE Element 5: market and company analysis</image:title>
      <image:caption>An economic gauge and a company building under a magnifying glass</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://ciroprep.com/en-ca/blogs/guides/cire-element-8-derivatives</loc>
    <lastmod>2026-10-28T17:36:15-04:00</lastmod>
    <changefreq>weekly</changefreq>
    <image:image>
      <image:loc>https://cdn.shopify.com/s/files/1/0744/8359/7484/articles/guides-e8-main.png?v=1793223374</image:loc>
      <image:title>CIRE Element 8: derivatives</image:title>
      <image:caption>Two derivative contracts linked to an underlying commodity</image:caption>
    </image:image>
  </url>
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